Fees & Transfers
Binance futures fees are not the spot table: notional, 10% BNB off, and funding
Public USD-M table on 2026-08-22: regular maker/taker 0.0200%/0.0500%, BNB column 10% off — not the 25% used on spot. Fees run on notional. You can lose the entire margin.
A smaller percentage on futures is not automatically cheaper
People searching “binance fees” often jump to futures because 0.02% / 0.05% looks kinder than spot 0.100%. The base of the multiplication changed. Futures commission is usually charged on notional position value, not on the margin you posted.
Source check: 2026-08-22. Rates, VIP thresholds, BNB columns and campaign banners move. Trust the preview in the account.
Image: public page, 2026-08-22. The TradFi banner is a campaign, not a standing rate.
What the regular-user row showed that day
- 30-day volume under 5,000,000 USD — not the same cutoff as the spot table.
- USDT maker / taker: 0.0200% / 0.0500%.
- Column labelled BNB 10% off (shown as 9 折 on the Chinese UI): 0.0180% / 0.0450%. Spot’s public BNB column is 25% off. Do not reuse the spot arithmetic.
- USDC cells showed 0.0000% maker with another 0.0200%/0.0500% pair underneath. Treat a zero maker as a live promotion until the page says otherwise.
Public table: USD-M futures fees. Open the COIN-M tab separately; do not assume the same BNB column exists there.
Why 0.05% can cost more than spot 0.1%
Spot fee ≈ executed value × rate. Futures fee ≈ notional × rate. Notional scales with contract size × price, and with leverage.
Illustration only: 1,000 USDT margin, 10×, taker open → notional about 10,000 USDT. At 0.0500% the open costs about 5 USDT, then the close costs again. A 1,000 USDT spot fill at 0.1000% costs 1 USDT. Those two bills are not a like-for-like “which is cheaper”.
Funding is a different invoice
Perpetual contracts also exchange funding between longs and shorts on a schedule. The rate can be positive or negative. It is not the maker/taker line. Holding across a funding timestamp has a cost (or a credit) the fee table does not show.
A referral rebate, if your account has one, is yet another layer, and futures rules can include a time limit. Writing “spot 25% + referral 20% = 40% off futures too” will disagree with the order preview.
You can lose the entire margin
Leverage and perpetual contracts can magnify losses and force liquidation. You can lose 100% of the margin you posted. Fees and funding still apply on the way down. If that outcome is unacceptable, do not open the product.
Spot structure: Binance fees explained. Binance risk warning. nelunor is independent. Corrections: hello@nelunor.com.